Press Releases

Thai Life Insurance Public Company Limited (TLI) reported its financial performance for the period ending September 30, 2025. Value of New Business (VONB) registered at 5,701 million Baht, a 10.1% increase year-on-year. This growth was driven by higher sales of high-value health riders. Under the new accounting standards, net profit remained strong at 9,359 million Baht, representing a net profit margin of 22.5%.

Mr. Chai Chaiyawan, Director and Chief Executive Officer of Thai Life Insurance Public Company Limited, or TLI, disclosed that VONB growth was contributed by APE expansion across all channels. APE for the first nine months registered strongly at 10,082 million Baht, a year-on-year growth of 21.5%, with robust momentum in the agency channel from a shift in product mix towards high-value products, particularly health riders. The partnership channel also contributed significant growth through the collaboration with key partners to boost sales of ordinary life products and offering products that effectively address customer needs.

Meanwhile, net profit for the first nine months, excluding extraordinary items and market volatility, stood at 8,674 million Baht, a year-on-year growth of 14.0%. While insurance profit remained a key driver and reached 7,305 million Baht, core investment profit also increased in line with the expansion of investment assets and business growth. As of September 30, 2025, Thai Life’s investment portfolio remained well-diversified domestically and internationally, with over 85% of investment assets in investment-grade fixed income securities.

The capital adequacy ratio (CAR) stood at 568.8%, well above the regulatory minimum of 140%, demonstrating the company’s strong financial foundation for sustainable growth.

Beyond strengthening its business operations to support sustainable growth, Thai Life also committed to enhancing service efficiency to deliver a seamless experience for policyholders through “Thai Life Insurance Mobile Application”. This included the development of services tailored to policyholders need, such as developing a new feature for Online Claims Service, that allows customers to conveniently submit claim documents via the application, covering both OPD and IPD medical claims. Additionally, there are new features offering comprehensive healthcare services such as telemedicine and 24/7 Online Pharmacist Consultation, to enhance healthcare standard and provide easy access to expert for healthcare advice, along with the ability to purchase medicine online with home delivery, ensuring comfort and confidence in every step of their healthcare journey.

Mr. Chai stated that Thai Life has been dedicated to safeguarding the lives of Thai people by providing insurance solutions for every Thai family. Aligned with its vision “To be a value-driven life insurance company of sustainability”, Thai Life has embedded ESG principles into its business strategy, encompassing economic, social, environmental and governance dimensions, to ensure stable and sustainable growth. As a result, Thai Life Insurance received the prestigious awards at the Prime Minister’s Insurance Awards 2025, organized by the Office of Insurance Commission (OIC), including the 1st Outstanding Management Life Insurance Company of the Year 2024 and the Excellence in Sustainability Development in the Insurance Industry Award 2024.

In addition, the Company received a rating of excellent for good corporate governance from the Corporate Governance Report of Thai Listed Companies 2025 by the Thai Institute of Directors (Thai IOD), international standard ISO 14064-1:2018 verified by Bureau Veritas Certification (Thailand) Ltd., and the Carbon Footprint for Organization Certificate (CFO) from the Thailand Greenhouse Gas Management Organization (Public Organization) (TGO) for the year 2024. These recognitions and certifications reaffirmed our leadership in business management, innovation development in operation, good corporate governance, and its commitment to sustainability.